Finmark banking penetration

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It was undertaken after government recognised the role played by the financial sector in facilitating economic growth. The results will be used to develop policies that generate sustainable and inclusive growth and development. According to the findings, 38 percent of Zimbabweans were formally served while 40 percent neither used formal nor informal banks products or services to manage their finances. FinMark managing director Maya Makanji, says the bulk of the affected population is in the countryside where there is limited access to banks. They are also not on salaried employment. Makanji attributed the limited banking penetration to stringent requirements on the part of the banks themselves.
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Towards full banking penetration?

Nigerians love the internet. The country is estimated to have more than million mobile telephone subscribers and at least 92 million of them access internet data services on their devices. In particular, social media channels are gaining significant adoption in Nigeria. Platforms such as Facebook, Instagram, Twitter, LinkedIn and Tumblr are widely used by Nigerians as a way to communicate with friends and the wider public. Just 42 percent of Nigerian banking customers said they use online banking platforms for one or more banking activities.
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About While overall inclusion figures have not changed substantially, the make-up of inclusion in terms of product usage has changed? The Quality of Inclusion Measure indicator Q-FIM addresses i the ability to use a transactional account to purchase goods and services, ii a savings account to preserve wealth, iii access to credit to increase productive capacity or improve the quality of life, iv to use insurance services as a protection against unforeseen events and risks, can go a long way in facilitating a better life for the poor.
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